Malaysia Stamp Duty Calculator 2026 | Property Purchase Cost Guide
When buying a property in Johor Bahru or anywhere in Malaysia, you need to budget for more than just the property price. Stamp duty, legal fees, and valuation fees can add significantly to your total purchase cost. This guide breaks down all the costs you need to know.
Malaysia Stamp Duty Rates 2026 (Memorandum of Transfer)
| Property Price | Stamp Duty Rate | Example (RM800K) |
|---|---|---|
| First RM100,000 | 1% | RM 1,000 |
| RM100,001 – RM500,000 | 2% | RM 8,000 |
| RM500,001 – RM1,000,000 | 3% | RM 9,000 |
| Above RM1,000,000 | 4% | – |
| Total (RM800K property) | – | RM 18,000 |
Malaysia Loan Agreement Stamp Duty
The stamp duty on your loan agreement is 0.5% of the loan amount. For an RM720,000 loan (90% of RM800K property), this would be RM3,600.
Legal Fees for Property Purchase in Malaysia 2026
Legal fees in Malaysia are based on a standard scale set by the Bar Council. For a RM800,000 property:
- First RM500,000: 1% = RM5,000
- Next RM300,000 (at RM800K): 0.8% = RM2,400
- Total legal fees: ~RM7,400 (excluding GST)
Total Cost to Buy RM800,000 Condo in Johor Bahru
- Down Payment (10%): RM 80,000
- Stamp Duty (MOT): RM 18,000
- Stamp Duty (Loan): RM 3,600
- Legal Fees: ~RM 7,400
- Valuation Fee: ~RM 2,000
- Total Upfront Cost: ~RM 111,000
Use our Malaysia Property Loan Calculator to estimate your monthly mortgage payment. For personalised advice on your property budget, book a free consultation with SiblingsTalk.
First Home Buyer Stamp Duty Exemption Malaysia
First-time home buyers purchasing properties below RM500,000 may be eligible for stamp duty exemptions under various government schemes. Check with your SiblingsTalk consultant to see if you qualify for stamp duty savings on your Johor Bahru property purchase.
